Payment service for low-risk businesses
Payment infrastructure for modern businesses
Klirio helps online stores, digital products, subscriptions and apps accept payments and send payouts through a single integration — with clear terms and a team you can actually reach.
- One integration for payments and payouts
- Bank cards and local payment methods
- Terms agreed before you go live
Who it's for
Built for legal, low-risk online businesses
We work with projects that sell clear products and services to real customers.
Online stores
Physical goods with delivery — from niche shops to multi-category retail.
Digital goods
Software, licences, media and other digital products.
Online education
Courses, schools, tutoring platforms and learning communities.
Subscriptions
Recurring billing for memberships, content and SaaS.
Apps
Web and mobile apps with payments inside the product.
Services
Booking, professional and on-demand services sold online.
Other low-risk businesses
Any legal project with a transparent business model — tell us about yours.
Why Klirio
A payment partner you can plan around
Multiple payment methods
Bank cards and alternative methods in one integration, so customers pay the way they are used to.
Fast integration
A ready-made payment page and an API with clear documentation. Start in test mode, switch to live when you are ready.
Transparent pricing
The commission is agreed before launch and fixed in your contract. No hidden fees.
Local payment solutions
Local methods for the markets you sell in — we select them together with you.
Dedicated support
A person who knows your project helps with onboarding, integration and everyday questions.
Stable payment infrastructure
Processing built for consistent performance, with monitoring and clear payment statuses.
Payment methods
Payment methods your customers already use
Combine several methods in one checkout. We confirm the exact set for your project during review — it depends on your business model and the countries you sell in.
- Bank cards
- Payments with debit and credit cards.
- Local payment methods
- Popular local options for specific countries and regions.
- Bank transfers
- Account-to-account payments for customers who prefer to pay from their bank.
- E-wallets
- Payments from digital wallets.
- Recurring payments
- Regular charges for subscriptions and memberships.
- Payouts
- Send funds to customers, partners and contractors.
Pricing
Clear terms, agreed before launch
You pay a commission on successful payments. The rate depends on your business type, turnover, payment methods and countries.
Commission per payment
A percentage of each successful payment, fixed in your contract.
No charge for onboarding
Application review, test access and integration support are free of charge.
Individual terms
Special conditions for projects with higher volumes or specific requirements.
Onboarding
How to connect
Four steps from application to first payment.
- 01
Application
You submit an application and tell us about your project.
- 02
Review
Our team reviews the project and collects the necessary documents.
- 03
Integration
The technical integration is set up and tested.
- 04
Go live
After successful testing, we start processing your payments.
Timing depends on the project and on how quickly the documents are provided. We will give you an estimate after the initial review.
Security
Security and compliance at every stage
Every project goes through verification, and every payment through monitoring.
- Encrypted data transfer
- Payment details are entered on a secure payment page
- Merchant verification before launch
- Ongoing risk monitoring
FAQ
Questions we hear most often
Which projects do you connect?
We work with legal low-risk online businesses: online stores, digital goods, online education, subscriptions, apps and services. We do not connect gambling, betting, forex, adult content and other high-risk categories.
What documents are required?
Usually company registration documents, information about directors and beneficial owners where required, and bank details. The exact list depends on your legal form and jurisdiction — we send it after reviewing your application.
How long does onboarding take?
It depends on the project, the completeness of documents and the integration option. We will give you a realistic estimate after the initial review.
Which payment methods are available?
Bank cards, local payment methods, bank transfers and e-wallets. The exact set depends on your business model and the countries you sell in — we confirm it during review.
In which countries does Klirio work?
Availability depends on the payment method and the type of business. Tell us which markets you need in the application, and we will confirm what is available for your project.
Application
Apply for connection
Tell us about your project. We will review it and get back to you with the next steps.
What happens next
- 1We review your application
- 2A manager contacts you via Telegram or e-mail
- 3You receive a list of documents and test access